About Enaya Insurance

Established in 2007, Enaya Insurance is among the top ten insurance providers in Kuwait, offering a wide range of solutions for individuals and businesses. From motor and medical coverage to comprehensive corporate insurance, we meet diverse needs with tailored services. Backed by Alghanim Industries, a multi-billion dollar conglomerate with over 100 years of history in the Gulf, Enaya is built on a foundation of stability and trust.

Enaya is regulated by the Insurance Regulatory Unit under the Ministry of Commerce and Industry in Kuwait, ensuring compliance with industry standards.

We are committed to delivering reliable insurance solutions and exceptional customer experiences. Whether for personal or business needs, our mission is to ensure that our customers and their stakeholders feel secure and protected. With strong financial standing and an authorized capital of KWD 10 million, Enaya is positioned to be a trusted partner in providing reliable, secure coverage for all your insurance needs.

Our Vision

To become the most trusted and innovative insurance company in the Kuwaiti market, and the first choice for individuals and businesses, by delivering integrated insurance solutions that protect today and secure tomorrow.

Our Mission

At Enaya Insurance, we are committed to providing comprehensive and flexible insurance solutions across wide range of insurance solutions.

Through exceptional customer care, speed of service, and continuous innovation, we strive to build lasting trust with our clients and meet their evolving needs in the Kuwaiti market.

Our Values

Customer Centric

Enaya emphasizes putting customers at the center of its focus and initiatives. The company aims to provide unmatched levels of service and products, ensuring customer satisfaction remains paramount.

Teamwork

Enaya actively promotes a collaborative work environment where information and ideas are shared, and employees enthusiastically work together to improve and support each other.

Straight-Talking

Enaya fosters open and honest communication. The company encourages open debate, valuing transparency and directness in all interactions, allowing the best ideas to emerge.

Empowerment

Enaya believes in empowering its employees by enabling them to make decisions and take initiative. This value encourages a proactive and responsible work culture where employees are entrusted with decision-making authority.

Diversity & Respect

Enaya recognizes and values the diversity of its workforce, treating everyone with dignity and respect irrespective of their background, beliefs, or characteristics.

Employees as Core Assets

Enaya values its employees as essential contributors to the company's success. The company invests in its employees, recognizing their importance to the growth and vitality of the business.

Meritocracy

Enaya promotes a fair and transparent work environment where rewards and advancements are based solely on an individual's performance and capabilities. This value encourages a culture of achievement and recognizes hard work and talent.

Hussien Arti

Hussain Arti

CEO, Enaya

Our CEO Message

At Enaya, we believe that insurance is more than just a policy, It is a relationship built on trust, reliability, responsiveness, and quality of service.

Working closely with our teams daily, we place innovation at the heart of the insurance solutions we offer to meet the needs of all segments of society and businesses. We continuously strive to simplify procedures, accelerate services, and exceed your expectations at every point of contact.

Our vision for the future stems from a deep understanding of the Kuwaiti market; its challenges and opportunities. Guided by the values of innovation, trust, and customer care, we aim to be a reliable partner that keeps pace with your evolving needs today and grows alongside your aspirations in the years to come.

To our valued partners, we appreciate you and reaffirm our ongoing commitment to delivering real value and comprehensive insurance services that support your ambitions and contribute to your stability and success.

Board of Directors

Mr. Ahmed Ibrahim Ibrahim Al-Musaiter

Chairman of the Board

Yusuf Ahmed Alghanim & Sons Company

Mr. Mohammed Fahad Fajri Al-Duwaihis

Vice Chairman of the Board

IAI APCO Company for Trading in Shares and Bonds

Mr. Khaled Jamal Yousef Al-Alhouli

Board Member

IAI Kuwait Company for Trading in Shares and Bonds

Mr. Hisham Abdulrahim Rashid Al-Mulla Mohammed

Board Member

Mr. Abdullah Mohammed Abdullah Al-Hajri

Board Member

Executive Management

Hussain Arti

Hussain Arti

Chief Executive Officer

Esmat Fekry

Esmat Fekry

Director of Finance & Actuarial

Mohammed Al Farhan

Mohammed Al Farhan

Head of Motor Insurance

Charbel Eid

Charbel Eid

Head of Property, Marine & Casualty Insurance

Yehia Zakaria

Yehia Zakaria

Head of Sales & Distribution Channels

Fadi Harb

Fadi Harb

Head of Reinsurance

Khaled AlHouli

Khaled AlHouli

Head of Compliance & Governance

Shaikha Al Jassim

Shaikha Al Jassim

Head of CRM & Marketing

Enaya Insurance is committed to upholding the highest standards of transparency and corporate governance. In full compliance with the applicable laws and regulatory requirements of the State of Kuwait, we have established clear policies and guidelines that ensure strong institutional practices and responsible management.

This page contains the following policies and documents:

1. Customer Complaint :

This guide outlines the process for submitting complaints, the stages of follow-up, and the authorities responsible for responding. Its purpose is to ensure full transparency and safeguard customers’ rights throughout the process.

2. Financials Quaterly Reports